Stage 4 wrap-up: Ponero fee 10%/cap 600, live crackdown check, verification notes

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>

src/Decentralized/TerminalWindow.cs

@@ -297,7 +297,7 @@ namespace Decentralized
             int rep = StoreReputation.GetBMReputation();
             int day = StoreStation.GetDayCounter();
             var d = Session.Data;
-            if (d.ActiveEvents.Contains(MarketEvent.Crackdown)) { b.AddLabel(L.T("black.offline")); return; }
+            if (Night.ActiveEvents().Contains(MarketEvent.Crackdown)) { b.AddLabel(L.T("black.offline")); return; }
             if (!BlackMarket.Open(rep)) { b.AddLabel(L.T("black.closed", Tuning.BmOpenRep, rep)); return; }
             bool desk = BlackMarket.DeskOpen(rep);
             b.BeginRow();