Merge third-party yield pools and own scheme into one Yield page with two sub-tabs

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

CHANGELOG.md

@@ -4,6 +4,7 @@
 
 ### 第九阶段：剧情与收尾
 
+- 理财页合并：Web3"理财"页签分两个子页——"存钱（别人的池子）"是 NPC 开的第三方收益池（原来在质押页下面，挪过来了），"发行（自己当庄）"是自己开的高息理财。页签一直显示，第 15 天前"发行"子页只写哪天起能开。手册里两处位置说明一并改了。游戏内验证：两个子页切换、收益池表格和存入金额、发行页开张选项都正常。
 - 补验证（游戏内，阶段 5–9 只有单元测试的路径）：
   - 罪证与声望：高息理财被举报崩盘后罪证账本 FRAUD 400；手动卷走后下层声望 45 → 0、FRAUD 400；Tumbler 举报结局现金 +1,200、治安部声望 0 → 12；卖给黑市结局黑市声望 75 → 82（游戏的声望计算有自己的加成，比设定的 +5 多）。新增调试入口"Dump crimes and reputation"（罪证账本、证据、三派声望、现金写进日志）。
   - 骗局：签名撤销钓鱼授权后（PLEDGER"授权已撤销"），三晚 CRT 没被转走（2,998.5，只扣了 1.5 手续费）；时间锁池子取款两晚后到账（"收益池「Test Lock」取款到账：主钱包 收到 500 CRC"）。骗局池三晚没跑路（每晚 18%，三晚都没跑的概率约 55%），跑路仍只有单元测试。新增调试入口"Scams: phishing approval + scam pool"。

src/Decentralized/ModFiles/Localization/en.csv

@@ -268,7 +268,7 @@ black.kind.Contraband.3,Contraband (high)
 black.kind.Tech,High-tech (markup)
 nightlog.bm.ready,"Black market: {0} arrived; a courier will come by once you open."
 item.web3guide.name,Web3 Handbook
-item.web3guide.desc,"Bank: depositing turns credits into CRC in your Poinbase account; withdrawing turns CRC back into credits and goes through compliance screening, which looks at the Poinbase account's taint. Trading: buys are paid in the quote coin, sells in the traded coin. Mixer: pick a coin, amount and rounds; each round takes a fee and lowers taint, rounds equal days of waiting, and the coins come back to the same address; the more you deposit, the worse the cleaning. Hardware wallets: on-chain coins sit in PLEDGER hardware wallets, each with its own balances and taint; open and connect them on the terminal's Wallets page. The Web3 page's trading, black market and mixer use the connected wallet, and coin-paying customers and mining rewards go into it too. Payments (black market, mixer, Ponero desk, listing fees) start as an invoice on the terminal; type the payee address on the wallet and hold ✓ to sign. The last two characters of an address are a checksum, so a one-character typo is usually caught; once in a while it happens to be valid and the coins go to an address nobody uses. DEX swaps also need a signature on the wallet. RatDigg miners (M1 / M2 / M3) are standalone machines with far more hash than a card and a lower power draw per hash; they need a battery, take modules and use no rig slots. Only the black market's miner dealers sell them, gated by black-market standing (M1 40, M2 60, M3 80), sometimes second-hand. When one burns out, repair it by putting electronic components in its repair slot in order; it comes back 20 health lower. Somewhere between day 50 and day 90 a "miner era" arrives, announced in the paper a few days earlier: the big farms halve their power costs, network hash climbs, GPU miners are diluted and low-end cards barely earn, while miners still do fine. Perps: the Perps tab on Poinbase uses your account CRC as margin, up to 5× on PSC and 3× on SPARK, one position per product, never long and short at once. Fills are worse than the quote (more so for bigger orders, like the spot pool) and opening and closing both cost a fee. Liquidation is checked only overnight against the day's average price: equity under 10% of notional wipes the margin. There is also a nightly funding payment; when the price is above its 7-day average, longs pay shorts. If a liquidation loses more than the margin, the insurance fund covers the gap; when it runs dry (a SPARK collapse can do that) winning positions are auto-deleveraged and give up half their profit; anything beyond that becomes your debt. Debt grows 2% a day, is repaid first from CRC in the account every night, blocks new positions and cash-outs, and after seven days items in your shop are seized to cover it; whatever is still short is written off and the perp account is banned for 30 days. Poinbase is a custodial account and can withdraw straight to the connected wallet; depositing from a wallet means sending to Poinbase's deposit address, which takes only CRC and PSC. More hardware wallets are sold by Dr. Jackson; drag one onto the trading terminal to add it, up to 5. The black market has cheaper ones. A wallet you no longer want can be destroyed on the Wallets page once its coins are moved out. Transfers pay a fee: slow, normal or fast, and gas prices rise and fall over roughly a week; when the network is congested fees rise and slow transactions may be dropped from the mempool. Check the full address before sending. Staking: CRA staked in the Revolution pool earns a daily rate that compounds into the stake; withdrawing means requesting first and waiting four days, with no interest while waiting and no way to take it early. The pool pays from a subsidy fund; when it runs low the rate is cut and word of big holders pulling out may spread. Treat that as a warning: once it collapses CRA is worthless within three days and four days of unlocking is too slow. The balance token SPARK can be minted and burned against CRA at the going price (with a fee); its price swings hard and crashes with the collapse. Staking, minting and burning are contract calls and need a signature on the wallet. Black market: coin only, no CRC, 30% above normal channels, with extra markup on high-tech goods and GPUs; the coin you pay leaves its share of taint with the seller and the goods carry no stolen tag; GPUs may be fake, inspect them yourself. Orders are cheaper than spot but take days and may be intercepted; merchants sell by type at their own price factor, 5+ items get 5% off and 10+ get 10% off, and a bulk merchant appears at random with the lowest prices but six days of waiting; escrow costs 5%, is released on delivery and refunded if the seller runs; advance release takes another 10% off, but a scammer keeps the money and only sellers with 30+ trades accept; the platform itself can rug, be taken over by enforcement, or a seller can be arrested, after which your orders get traced and crime logged; forum rumors can be warnings. An intercepted parcel sometLine truncated
+item.web3guide.desc,"Bank: depositing turns credits into CRC in your Poinbase account; withdrawing turns CRC back into credits and goes through compliance screening, which looks at the Poinbase account's taint. Trading: buys are paid in the quote coin, sells in the traded coin. Mixer: pick a coin, amount and rounds; each round takes a fee and lowers taint, rounds equal days of waiting, and the coins come back to the same address; the more you deposit, the worse the cleaning. Hardware wallets: on-chain coins sit in PLEDGER hardware wallets, each with its own balances and taint; open and connect them on the terminal's Wallets page. The Web3 page's trading, black market and mixer use the connected wallet, and coin-paying customers and mining rewards go into it too. Payments (black market, mixer, Ponero desk, listing fees) start as an invoice on the terminal; type the payee address on the wallet and hold ✓ to sign. The last two characters of an address are a checksum, so a one-character typo is usually caught; once in a while it happens to be valid and the coins go to an address nobody uses. DEX swaps also need a signature on the wallet. RatDigg miners (M1 / M2 / M3) are standalone machines with far more hash than a card and a lower power draw per hash; they need a battery, take modules and use no rig slots. Only the black market's miner dealers sell them, gated by black-market standing (M1 40, M2 60, M3 80), sometimes second-hand. When one burns out, repair it by putting electronic components in its repair slot in order; it comes back 20 health lower. Somewhere between day 50 and day 90 a "miner era" arrives, announced in the paper a few days earlier: the big farms halve their power costs, network hash climbs, GPU miners are diluted and low-end cards barely earn, while miners still do fine. Perps: the Perps tab on Poinbase uses your account CRC as margin, up to 5× on PSC and 3× on SPARK, one position per product, never long and short at once. Fills are worse than the quote (more so for bigger orders, like the spot pool) and opening and closing both cost a fee. Liquidation is checked only overnight against the day's average price: equity under 10% of notional wipes the margin. There is also a nightly funding payment; when the price is above its 7-day average, longs pay shorts. If a liquidation loses more than the margin, the insurance fund covers the gap; when it runs dry (a SPARK collapse can do that) winning positions are auto-deleveraged and give up half their profit; anything beyond that becomes your debt. Debt grows 2% a day, is repaid first from CRC in the account every night, blocks new positions and cash-outs, and after seven days items in your shop are seized to cover it; whatever is still short is written off and the perp account is banned for 30 days. Poinbase is a custodial account and can withdraw straight to the connected wallet; depositing from a wallet means sending to Poinbase's deposit address, which takes only CRC and PSC. More hardware wallets are sold by Dr. Jackson; drag one onto the trading terminal to add it, up to 5. The black market has cheaper ones. A wallet you no longer want can be destroyed on the Wallets page once its coins are moved out. Transfers pay a fee: slow, normal or fast, and gas prices rise and fall over roughly a week; when the network is congested fees rise and slow transactions may be dropped from the mempool. Check the full address before sending. Staking: CRA staked in the Revolution pool earns a daily rate that compounds into the stake; withdrawing means requesting first and waiting four days, with no interest while waiting and no way to take it early. The pool pays from a subsidy fund; when it runs low the rate is cut and word of big holders pulling out may spread. Treat that as a warning: once it collapses CRA is worthless within three days and four days of unlocking is too slow. The balance token SPARK can be minted and burned against CRA at the going price (with a fee); its price swings hard and crashes with the collapse. Staking, minting and burning are contract calls and need a signature on the wallet. Black market: coin only, no CRC, 30% above normal channels, with extra markup on high-tech goods and GPUs; the coin you pay leaves its share of taint with the seller and the goods carry no stolen tag; GPUs may be fake, inspect them yourself. Orders are cheaper than spot but take days and may be intercepted; merchants sell by type at their own price factor, 5+ items get 5% off and 10+ get 10% off, and a bulk merchant appears at random with the lowest prices but six days of waiting; escrow costs 5%, is released on delivery and refunded if the seller runs; advance release takes another 10% off, but a scammer keeps the money and only sellers with 30+ trades accept; the platform itself can rug, be taken over by enforcement, or a seller can be arrested, after which your orders get traced and crime logged; forum rumors can be warnings. An intercepted parcel sometLine truncated
 courier.odd1,...Package is here.
 courier.odd2,"(His hand stays in his pocket.) Sign here."
 courier.sign,Sign
@@ -630,7 +630,7 @@ news.manip.title,Exchange probes unusual trading
 news.manip.desc,Regulators report that someone moved the price with large spot orders and profited from derivatives and predictions; the funds were seized.
 perp.manip,Profit {0} on close ruled price manipulation and seized; perp account frozen for {1} days.
 web3.sub.ponzi,Yield
-ponzi.h,High-yield scheme
+ponzi.h,My high-yield scheme
 ponzi.acct,Issuer wallet {0}: CRC {1}
 ponzi.rate,Daily rate {0}%
 ponzi.pool,Pool {0} / cap {1}
@@ -782,3 +782,8 @@ news.tumbler.sold.title,Mixing service changes hands
 news.tumbler.sold.desc,"Word is the signing keys of a lower-level mixing service have fallen into black-market hands, and fees went up at once. Users fear for their funds."
 nightlog.tumbler.gift,Tumbler took back the key drive and left {0} CRT as thanks (sent to {1}); mixer fees halved.
 mixer.status.closed,Status: shut down
+yield.sub.pools,Deposit (others' pools)
+yield.sub.mine,Issue (your own scheme)
+pool.side.h,Deposit
+pool.side.note,"Pools run by NPCs; deposits earn interest nightly. You can see the reserve, timelock and audit, not whether it is a scam."
+ponzi.early,"From day {0} you can issue your own high-yield scheme: lower-level people deposit with you, you pay interest, and you can rug any time."

src/Decentralized/ModFiles/Localization/zh.csv

@@ -267,7 +267,7 @@ black.kind.Contraband.3,违禁品（高）
 black.kind.Tech,高科技物品（加价）
 nightlog.bm.ready,"黑市：{0} 到货，开店后会有快递员上门。"
 item.web3guide.name,Web3 手册
-item.web3guide.desc,"银行：存入把信用点换成 Poinbase 账户里的 CRC；提取把 CRC 换回信用点，要过合规审查，审查看 Poinbase 账户的污点。交易：买入按计价币的数量支付，卖出按所交易币的数量卖出。混币器：选币种、填数量和轮数，每轮扣手续费并降低污点，轮数即等待天数，到期提回同一个地址；存入越多，清洗越差。硬件钱包：链上的币放在 PLEDGER 硬件钱包里，每个钱包的余额和污点各算各的；在终端的钱包页打开、连接。Web3 页的交易、黑市、混币器用已连接的钱包，用币付款的顾客和挖矿收益也进它。付款（黑市、混币器、Ponero 兑换处、上架费）先在终端开账单，再在钱包里手输收款地址、按住 ✓ 签名；地址末尾两位是校验位，输错一位多半会被拦下，偶尔碰巧合法，币就转进了没人用的地址。DEX 兑换也要在钱包上签名。Poinbase 是托管账户，可以直接提到已连接的钱包；从钱包充值要转到 Poinbase 的充值地址，只收 CRC 和 PSC。更多硬件钱包向杰克逊博士购买，拖到交易终端上添加，最多 5 个；黑市上也有更便宜的。不要的钱包可以在钱包页销毁，要先把币转走。转账要付手续费，分慢、普通、快三档，gas 价格大约一周一个起落；网络拥堵时手续费变贵，慢档可能被挤出内存池。转账前核对完整地址。质押：把 CRA 质押进革命军质押池每天有日息，利息并入本金；取出要先申请，等四天才到账，等待期间没有利息，也不能提前拿。质押池靠补贴池付息，补贴池见底会降息，有时还会传出大户撤出的消息，那是预兆：一旦崩盘，三天内 CRA 就一文不值，四天的解锁期来不及。平衡代币 SPARK 可以和 CRA 按价格互相铸销（收手续费），价格波动很大，崩盘时会跟着暴跌。质押、铸销都是合约调用，要在钱包上签名。RatDigg 矿机（M1 / M2 / M3）是独立的机器，算力比显卡大得多、耗电更省，要放电池才挖，可以放模块，不占矿架槽位；只在黑市的矿机商那里有，要黑市声望（M1 40、M2 60、M3 80），偶尔有二手的。暴毙后要往修理槽里放电子元件按顺序修好，修好健康少 20。第 50 到 90 天之间会有一次"矿机时代"，提前几天上报纸预告，之后大矿场的耗电成本砍半，全网算力涨上去，显卡矿工的收益被摊薄，低档显卡几乎不赚钱，矿机还行。永续合约：Poinbase 的"永续"页，用账户里的 CRC 当保证金，PSC 最高 5 倍、SPARK 最高 3 倍，一个品种只有一个仓位，不能同时多空。成交价比现价差一截（单越大差得越多，和现货池一样），开平仓还收手续费。强平只在夜里按当天均价检查，权益不到名义价值的 10% 就被强平，保证金没了；每晚还有资金费，价格比近 7 天均价高时多头付给空头。强平后亏光保证金还不够的缺口，先由保险基金垫，基金见底（SPARK 崩盘这类大行情会抽干它）后盈利的仓位会被自动减仓、少拿一半盈利，再不够就记成你的欠款：欠款每天涨 2%，账户里的 CRC 每晚先拿去还，没还清不能开仓、不能出金，七天不还就没收店里的物品抵债，抵不够的核销并拉黑永续账户 30 天。黑市：只收币，不收 CRC，价格比正常渠道贵 30%，高科技物品和显卡另有加价；付出去的币带着按比例的污点留在卖家那边，货不带赃物标签；显卡不保证真假，自己鉴定。订单比现货便宜，要等几天，路上可能被截获；商家按类型卖货，价格系数各不相同，一次订 5 件以上 95 折、10 件以上 9 折，大宗商家随机出现，价格最低但要等六天；托管多付 5% 托管费，收货后放款，卖家跑路时退款；提前放款再打九折，卖家若是骗子钱就没了，只有成交 30 单以上的卖家接受；平台自己也可能跑路，也可能被执法接管，或者卖家落网，之后你的订单会被追查、记罪证；论坛上的传闻可以当预兆。被截获的包裹有时会变成执法人员上门：签收当场记罪证并查封，拒签只损失货款。出售：在黑市的卖货页把储藏区里的违禁品、高科技物品和显卡上架，标价是参考价的 0.6 到 1.8 倍。倍率越高成交越慢（0.9 以下约一天，1.0 约两天，1.8 约十四天），货款带污点的可能性和比例也越高，近 7 天出售的量越大，污点越重；同时最多上架 10 件，上架收 5% 上架费，上架后可以改价（收 2% 改价费，标价按参考价重算，成交的快慢跟着新倍率走），成交扣 8% 抽成，货款托管 3 天后进钱包；卖假卡可能被买家看穿而退货，拉低好评；平台跑路时上架的货和未放款的货款都没了Line truncated
+item.web3guide.desc,"银行：存入把信用点换成 Poinbase 账户里的 CRC；提取把 CRC 换回信用点，要过合规审查，审查看 Poinbase 账户的污点。交易：买入按计价币的数量支付，卖出按所交易币的数量卖出。混币器：选币种、填数量和轮数，每轮扣手续费并降低污点，轮数即等待天数，到期提回同一个地址；存入越多，清洗越差。硬件钱包：链上的币放在 PLEDGER 硬件钱包里，每个钱包的余额和污点各算各的；在终端的钱包页打开、连接。Web3 页的交易、黑市、混币器用已连接的钱包，用币付款的顾客和挖矿收益也进它。付款（黑市、混币器、Ponero 兑换处、上架费）先在终端开账单，再在钱包里手输收款地址、按住 ✓ 签名；地址末尾两位是校验位，输错一位多半会被拦下，偶尔碰巧合法，币就转进了没人用的地址。DEX 兑换也要在钱包上签名。Poinbase 是托管账户，可以直接提到已连接的钱包；从钱包充值要转到 Poinbase 的充值地址，只收 CRC 和 PSC。更多硬件钱包向杰克逊博士购买，拖到交易终端上添加，最多 5 个；黑市上也有更便宜的。不要的钱包可以在钱包页销毁，要先把币转走。转账要付手续费，分慢、普通、快三档，gas 价格大约一周一个起落；网络拥堵时手续费变贵，慢档可能被挤出内存池。转账前核对完整地址。质押：把 CRA 质押进革命军质押池每天有日息，利息并入本金；取出要先申请，等四天才到账，等待期间没有利息，也不能提前拿。质押池靠补贴池付息，补贴池见底会降息，有时还会传出大户撤出的消息，那是预兆：一旦崩盘，三天内 CRA 就一文不值，四天的解锁期来不及。平衡代币 SPARK 可以和 CRA 按价格互相铸销（收手续费），价格波动很大，崩盘时会跟着暴跌。质押、铸销都是合约调用，要在钱包上签名。RatDigg 矿机（M1 / M2 / M3）是独立的机器，算力比显卡大得多、耗电更省，要放电池才挖，可以放模块，不占矿架槽位；只在黑市的矿机商那里有，要黑市声望（M1 40、M2 60、M3 80），偶尔有二手的。暴毙后要往修理槽里放电子元件按顺序修好，修好健康少 20。第 50 到 90 天之间会有一次"矿机时代"，提前几天上报纸预告，之后大矿场的耗电成本砍半，全网算力涨上去，显卡矿工的收益被摊薄，低档显卡几乎不赚钱，矿机还行。永续合约：Poinbase 的"永续"页，用账户里的 CRC 当保证金，PSC 最高 5 倍、SPARK 最高 3 倍，一个品种只有一个仓位，不能同时多空。成交价比现价差一截（单越大差得越多，和现货池一样），开平仓还收手续费。强平只在夜里按当天均价检查，权益不到名义价值的 10% 就被强平，保证金没了；每晚还有资金费，价格比近 7 天均价高时多头付给空头。强平后亏光保证金还不够的缺口，先由保险基金垫，基金见底（SPARK 崩盘这类大行情会抽干它）后盈利的仓位会被自动减仓、少拿一半盈利，再不够就记成你的欠款：欠款每天涨 2%，账户里的 CRC 每晚先拿去还，没还清不能开仓、不能出金，七天不还就没收店里的物品抵债，抵不够的核销并拉黑永续账户 30 天。黑市：只收币，不收 CRC，价格比正常渠道贵 30%，高科技物品和显卡另有加价；付出去的币带着按比例的污点留在卖家那边，货不带赃物标签；显卡不保证真假，自己鉴定。订单比现货便宜，要等几天，路上可能被截获；商家按类型卖货，价格系数各不相同，一次订 5 件以上 95 折、10 件以上 9 折，大宗商家随机出现，价格最低但要等六天；托管多付 5% 托管费，收货后放款，卖家跑路时退款；提前放款再打九折，卖家若是骗子钱就没了，只有成交 30 单以上的卖家接受；平台自己也可能跑路，也可能被执法接管，或者卖家落网，之后你的订单会被追查、记罪证；论坛上的传闻可以当预兆。被截获的包裹有时会变成执法人员上门：签收当场记罪证并查封，拒签只损失货款。出售：在黑市的卖货页把储藏区里的违禁品、高科技物品和显卡上架，标价是参考价的 0.6 到 1.8 倍。倍率越高成交越慢（0.9 以下约一天，1.0 约两天，1.8 约十四天），货款带污点的可能性和比例也越高，近 7 天出售的量越大，污点越重；同时最多上架 10 件，上架收 5% 上架费，上架后可以改价（收 2% 改价费，标价按参考价重算，成交的快慢跟着新倍率走），成交扣 8% 抽成，货款托管 3 天后进钱包；卖假卡可能被买家看穿而退货，拉低好评；平台跑路时上架的货和未放款的货款都没了Line truncated
 courier.odd1,……东西到了。
 courier.odd2,"（他的手一直放在口袋里）在这儿签个字。"
 courier.sign,签收
@@ -629,7 +629,7 @@ news.manip.title,交易所调查异常交易
 news.manip.desc,监管部门通报，有人用大额现货单推动价格，从合约和预测里获利，涉事资金已被追缴。
 perp.manip,平仓盈利 {0} 被判操纵价格，已没收，永续账户冻结 {1} 天。
 web3.sub.ponzi,理财
-ponzi.h,高息理财
+ponzi.h,我发的高息理财
 ponzi.acct,发行钱包 {0}：CRC {1}
 ponzi.rate,日息 {0}%
 ponzi.pool,池子 {0} / 上限 {1}
@@ -678,7 +678,7 @@ air.claimed,领到 {0} CRC。
 air.revoke.sum,撤销 {0} 的 {1} 授权
 air.revoked,授权已撤销。
 air.err.wallet,要用授权的那个钱包签名。
-pool.h,第三方收益池（CRC）
+pool.h,第三方收益池（NPC 开的，CRC）
 pool.none,暂时没有。
 pool.col.name,池子
 pool.col.rate,日息
@@ -781,3 +781,8 @@ news.tumbler.sold.title,混币服务易主
 news.tumbler.sold.desc,有消息称，下层区一家混币服务的签名密钥已落入黑市之手，费用随即上调。用户担心资金安全。
 nightlog.tumbler.gift,Tumbler 取回了密钥盘，留下 {0} CRT 谢礼（已转入 {1}），混币器手续费减半。
 mixer.status.closed,状态：已关停
+yield.sub.pools,存钱（别人的池子）
+yield.sub.mine,发行（自己当庄）
+pool.side.h,存入
+pool.side.note,NPC 开的收益池，存进去每晚计息。看得到储备、时间锁、审计，看不到是不是骗局。
+ponzi.early,第 {0} 天起可以自己发一个高息理财：下层的人往你这儿存钱，你付利息，随时可以卷走。

src/Decentralized/TerminalWindow.cs

@@ -360,7 +360,6 @@ namespace Decentralized
         {
             var sc = Session.Data.Scams;
             var pools = sc.Pools.Where(p => !p.Closed || p.Pending.Any(q => ChainAddress.Same(q.Wallet, w.Address))).ToList();
-            l.AddSeparator();
             l.AddHeader(L.T("pool.h"));
             if (pools.Count == 0) { l.AddLabel(L.T("pool.none")); return; }
             TableHeader(l, PoolW, L.T("pool.col.name"), L.T("pool.col.rate"), L.T("pool.col.reserve"), L.T("pool.col.lock"), L.T("pool.col.audit"), L.T("pool.col.mine"));
@@ -485,7 +484,32 @@ namespace Decentralized
             });
         }
 
-        private static bool PonziVisible => Session.Data != null && (Session.Data.Ponzi.Open || Session.Data.Ponzi.Done || StoreStation.GetDayCounter() >= Tuning.PonziMinDay);
+        private enum YieldTab { Pools, Mine }
+        private static YieldTab _yieldTab = YieldTab.Pools;
+
+        /// <summary>理财页：两个子页。"存钱"是 NPC 开的第三方收益池，你存进去吃利息（可能是骗局）；"自己发"是你当庄开高息理财（庞氏），下层的人往你这儿存。</summary>
+        private static void YieldPage(CustomUIBuilder b)
+        {
+            b.BeginRow();
+            foreach (YieldTab t in Enum.GetValues(typeof(YieldTab)))
+            {
+                var tab = t;
+                string name = L.T("yield.sub." + t.ToString().ToLowerInvariant());
+                b.AddButton(tab == _yieldTab ? $"[{name}]" : name, () => { _yieldTab = tab; _message = null; Open(); });
+            }
+            b.End();
+            if (_yieldTab == YieldTab.Mine) { PonziPage(b); return; }
+            var d = Session.Data;
+            var w = d.Hot;
+            int day = StoreStation.GetDayCounter();
+            Columns(b, l => YieldPools(l, w, day), r =>
+            {
+                r.AddHeader(L.T("pool.side.h"));
+                r.AddLabel(L.T("predict.acct", WalletWindow.NameOf(w), Fmt.Num(w.Avail(Assets.CRC))));
+                AmountRow(r);
+            });
+        }
+
         private static double _ponziRate = 0.04;
         private static bool _ponziConfirm;
 
@@ -513,7 +537,7 @@ namespace Decentralized
                     double risk = Ponzi.ReportChance(pz.Rate, pz.Pool, day);
                     l.AddLabel(L.T("ponzi.wind", L.T(risk < 0.05 ? "ponzi.wind.low" : risk < 0.10 ? "ponzi.wind.mid" : "ponzi.wind.high")));
                 }
-                else l.AddLabel(L.T(pz.Done ? "ponzi.done" : "ponzi.idle", Tuning.PonziMinDay));
+                else l.AddLabel(pz.Done ? L.T("ponzi.done") : day < Tuning.PonziMinDay ? L.T("ponzi.early", Tuning.PonziMinDay) : L.T("ponzi.idle"));
             }, r =>
             {
                 if (pz.Open)
@@ -546,7 +570,7 @@ namespace Decentralized
                     });
                     return;
                 }
-                if (pz.Done) return;
+                if (pz.Done || day < Tuning.PonziMinDay) return;
                 r.AddHeader(L.T("ponzi.open"));
                 r.BeginRow();
                 foreach (double rate in Tuning.PonziRates)
@@ -984,11 +1008,10 @@ namespace Decentralized
                 if (_web3Tab == Web3Tab.Mixer && !Unlock.MixerUnlocked) _web3Tab = Web3Tab.Trade;
                 if (_web3Tab == Web3Tab.Black && !Unlock.BlackUnlocked) _web3Tab = Web3Tab.Trade;
                 if (_web3Tab == Web3Tab.Predict && !PredictGame.Available(StoreStation.GetDayCounter())) _web3Tab = Web3Tab.Trade;
-                if (_web3Tab == Web3Tab.Ponzi && !PonziVisible) _web3Tab = Web3Tab.Trade;
                 b.BeginRow();
                 foreach (Web3Tab t in Enum.GetValues(typeof(Web3Tab)))
                 {
-                    if ((t == Web3Tab.Mixer && !Unlock.MixerUnlocked) || (t == Web3Tab.Black && !Unlock.BlackUnlocked) || (t == Web3Tab.Predict && !PredictGame.Available(StoreStation.GetDayCounter())) || (t == Web3Tab.Ponzi && !PonziVisible)) continue;
+                    if ((t == Web3Tab.Mixer && !Unlock.MixerUnlocked) || (t == Web3Tab.Black && !Unlock.BlackUnlocked) || (t == Web3Tab.Predict && !PredictGame.Available(StoreStation.GetDayCounter()))) continue;
                     var tab = t;
                     string name = L.T("web3.sub." + t.ToString().ToLowerInvariant());
                     b.AddButton(tab == _web3Tab ? $"[{name}]" : name, () => { _web3Tab = tab; _message = null; _edit = null; Open(); });
@@ -996,7 +1019,7 @@ namespace Decentralized
                 b.End();
                 if (_web3Tab == Web3Tab.Stake) { StakePage(b); return; }
                 if (_web3Tab == Web3Tab.Predict) { PredictPage(b); return; }
-                if (_web3Tab == Web3Tab.Ponzi) { PonziPage(b); return; }
+                if (_web3Tab == Web3Tab.Ponzi) { YieldPage(b); return; }
                 if (_web3Tab == Web3Tab.Airdrop) { AirdropPage(b); return; }
                 if (_web3Tab == Web3Tab.Mining) { ReportPage(b); return; }
                 if (_web3Tab == Web3Tab.Mixer) { MixerPage(b); return; }
@@ -1565,7 +1588,6 @@ namespace Decentralized
                 }
                 l.AddSeparator();
                 l.AddLabel(L.T("spark.price", Fmt.Num(st.Spark)));
-                YieldPools(l, w, day);
             }, r =>
             {
                 r.AddHeader(L.T("stake.ops", WalletWindow.NameOf(w)));